What Every Driver With a Learner's Permit Needs to Know About Their Auto Insurance
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What Every Driver With a Learner's Permit Needs to Know About Their Auto Insurance
By Clifford F. BermanThere's little in life quite as exciting as the first time you see your face on a shiny new learner's permit. It's the moment you realize that adulthood isn't quite as far away as you thought! In the next couple of years there are going to be parties to host, college plans to make and hundreds of friends to say hello and goodbye to, but for now there are two things you need to worry about: Learning to drive and making sure your auto insurance is up to the challenge.
Auto insurance companies work with new drivers every day, so they know you (and probably your parents too) are new to having a new driver in the house. The good news is, because they work with new drivers every day they should have no trouble getting you the insurance coverage you need as quickly as possible! Here's what you as a driver need to know about your insurance, and what it takes to become a responsible driver out on those California (or Iowa, or Georgia, or Hawaii) highways:
1) Young drivers are riskier to insure than their parents, so their auto insurance rates are going to be higher. Always. Don't take it personally, it's not your fault! It's just that everyone has a learning curve, and while you're learning it's easy to fall into any of the dangerous highway scenarios that can pop up when you're out on the roads. It's better to pay the extra premiums and be prepared than to find yourself a victim of circumstance.
2) The minute you get your learner's permit your parents need to add you on to their insurance policy. All drivers are required to carry auto insurance, especially if they're still driving with a permit. To keep the costs down for both of you, pick a car that you're going to be learning to drive on and ask to be listed as the secondary driver on that one and that one only.
3) Good grades can keep your auto insurance rates down, as can taking a certified driver's education course before you get your license. Take advantage of both of them. Your wallet will thank you for it later.
4) The minimum age to get a learner's permit varies from state to state, so while it doesn't necessarily have anything to do with your insurance coverage (your insurance should have you covered no matter where you happen to drive) it's a good idea to turn the wheel over to someone else if you're out of state. The last thing you want is to be caught driving underage out of state, even with an out of state permit. Local law enforcement really, really hates that.
Getting your learner's permit is exciting, and your auto insurance company know that. They just want to make sure you're ready when you hit the highways, and it's up to you to help them do exactly that.
Clifford F. Berman is the CEO of QuoteScout.com. Since its launch in 1996 the company has specialized in matching consumers requests for insurance quotes with multiple insurance quotes from both local agents and national insurance carriers. To learn more about your auto insurance and your learner's permit, visit them on the web at http://www.QuoteScout.com
Article Source: http://EzineArticles.com/?expert=Clifford_F._Berman
Best Insurance Auto
Auto insurance companies work with new drivers every day, so they know you (and probably your parents too) are new to having a new driver in the house. The good news is, because they work with new drivers every day they should have no trouble getting you the insurance coverage you need as quickly as possible! Here's what you as a driver need to know about your insurance, and what it takes to become a responsible driver out on those California (or Iowa, or Georgia, or Hawaii) highways:
1) Young drivers are riskier to insure than their parents, so their auto insurance rates are going to be higher. Always. Don't take it personally, it's not your fault! It's just that everyone has a learning curve, and while you're learning it's easy to fall into any of the dangerous highway scenarios that can pop up when you're out on the roads. It's better to pay the extra premiums and be prepared than to find yourself a victim of circumstance.
2) The minute you get your learner's permit your parents need to add you on to their insurance policy. All drivers are required to carry auto insurance, especially if they're still driving with a permit. To keep the costs down for both of you, pick a car that you're going to be learning to drive on and ask to be listed as the secondary driver on that one and that one only.
3) Good grades can keep your auto insurance rates down, as can taking a certified driver's education course before you get your license. Take advantage of both of them. Your wallet will thank you for it later.
4) The minimum age to get a learner's permit varies from state to state, so while it doesn't necessarily have anything to do with your insurance coverage (your insurance should have you covered no matter where you happen to drive) it's a good idea to turn the wheel over to someone else if you're out of state. The last thing you want is to be caught driving underage out of state, even with an out of state permit. Local law enforcement really, really hates that.
Getting your learner's permit is exciting, and your auto insurance company know that. They just want to make sure you're ready when you hit the highways, and it's up to you to help them do exactly that.
Clifford F. Berman is the CEO of QuoteScout.com. Since its launch in 1996 the company has specialized in matching consumers requests for insurance quotes with multiple insurance quotes from both local agents and national insurance carriers. To learn more about your auto insurance and your learner's permit, visit them on the web at http://www.QuoteScout.com
Article Source: http://EzineArticles.com/?expert=Clifford_F._Berman
Best Insurance Auto
1 comments:
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